College Grant Money - What You Should Know About a Federal Perkins Loan

Perkins Loan - College Grant Money - What You Should Know About a Federal Perkins Loan

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There are numerous grants, scholarships and loans available at the occasion to make sure that you can realize your dream of going back to college. Once you have exhausted all grant and scholarship avenues, it may be time for you to reconsider taking out a loan to make up for the remaining deficit that you need to cover. There are varied loans available but we are going to discuss the Federal Perkins Loan here.

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Perkins Loan

In essence, this loan is a low interest loan and is meant for persons with an exceptional financial need. As with federal grants, you will need to faultless the Fafsa to apply for the loan. The loan has very favorable interest rates, 5% at the moment, and you can repay it in very small amounts once you halt your studies. This loan can be applied to undergraduate and postgraduate studies and you may apply for a total of 000 for your undergraduate studies and 000 for graduate studies.

In order to receive this loan:

- you must enroll in at least half-time degree studies at an eligible school
- you need to be a Us population or a permanent resident
- you must show reasonable schoraly progress
- you must owe nothing on Title iv instruction loans
- you must satisfy selective service requirements that they may have.

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